1. BitCoin will never scale. It takes on average 10 minutes to commit a BTC transaction and “settlement” takes days on most exchanges. Lightning networks add virtually nothing to this, since the parties have to be mutually or severally trusted.
2. The cost per transaction for any end-user (not using their own wallet) is enormous.
   While costs to the end user of equity trading is now (in the USA) effectively zero, it’s laughable to talk about BTC being cheap to transact.
   Since the overwhelming majority of transactions are proxied through various platforms, these costs are huge. For example, Coinbase: If you are buying or selling in the amount of $10.99 or less, the trading fee is $0.99. If you are buying or selling between $11 and 26.49, the trading fee is $1.49. If you are buying or selling from $26.50 to $51.99, the trading fee is $1.99. If you are buying or selling from $52 to $78.05, the trading fee is $2.99.
   3) Mining of coins is now in the hands of Chinese mining farms and amounts to well over the 51% required to prevent BFT/Sybil events.

Whatever issues there are with the financial system now or in the past, they are still mostly in the secure hands of transparent western liberal democracies and have been tested several times. Reforms, changes, fixes and even some emergency events are coming. The one thing about BitCoin that makes it (appropriately named) a forever bit player (money laundering/illicit activities and investors speculating on top of these) and a pleader in the real economies and activity of the world is all the preceding. No matter how large the army of promoters, gurus, Bloxroutes, etc. may come.

The only unconventional answer to monetary policy BTC presents is…. none.